Your car insurance probably includes some roadside coverage. Most policies do nowadays. But that coverage comes with limits, restrictions, and fine print that don’t show up until you’re actually broken down needing help. Insurance might cover one tow per year to the nearest shop. Great, except you’re 40 miles from home and need to get to your mechanic specifically. Cars Towing & Recovery of CT provides roadside assistance in Newington, CT, that fills all those gaps insurance policies leave wide open when you need help most.
Where Insurance Coverage Falls Short
Policy limits create problems during actual emergencies. Here’s what insurance typically won’t handle:
- Distance restrictions that only cover tows to the nearest facility instead of your preferred mechanic
- Service limits capping how many incidents per year, regardless of your actual needs
- Reimbursement delays require you to pay upfront and wait weeks for payment back
- Exclusions for certain situations, like off-road recovery or commercial vehicle use
- Time restrictions leave you stuck if you’ve already used your annual services
Searching for a tow service near me after your insurance company explains their limitations gets frustrating fast. They’ll tow you five miles to whatever shop is closest, but your trusted mechanic is fifteen miles in the opposite direction. Policy covers one jump start per year, and you’re on incident number two. Others make you pay the tow company yourself, then submit receipts that might take a month. When you’re dealing with a breakdown, these restrictions and delays turn manageable problems into major headaches.
Getting Complete Help Without Policy Limits
Insurance roadside coverage works as a basic backup, not comprehensive breakdown assistance. Cars Towing & Recovery of CT offers roadside assistance in Newington, CT, without the restrictions insurance policies hide in fine print. We tow where you actually need to go, handle payment directly, and don’t cap how many times you can call us because we know cars don’t break down on convenient schedules.